In today’s market, seller concessions are more powerful than ever. Nearly half of sellers are offering them—but many buyers (and even some agents) don’t realize how flexible these funds can be. To help you guide clients and close more deals, Summit Funding Advisors created a Seller Concessions Cheat Sheet—and it’s yours to share.
Why Seller Concessions Matter
Seller concessions let you negotiate for the seller to cover certain costs at closing. That can mean:
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Covering a portion—or all—of your buyer’s closing costs
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Funding a 2-1 rate buy-down to lower the buyer’s monthly payment
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Paying for repairs or upgrades so your client keeps more cash in their pocket
These strategies can make your offers stand out and help buyers overcome affordability challenges without requiring sellers to drop their price.
What’s Inside the Cheat Sheet
Our one-page PDF breaks down:
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Maximum allowable concessions by loan type (Conventional, FHA, VA, USDA)
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Quick tips for structuring offers that win
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A handy summary you can keep on your phone or share with clients
Grab Your Copy
📥 [Download the PDF Seller Concessions Cheat Sheet Here]
Use it at your next listing appointment or buyer consultation and watch how easily it sparks solutions—and conversations.
Let’s Partner Up
Have a tricky deal or a creative financing question? Our team at Summit Funding Advisors is here to help you strategize. Together, we can craft offers that get accepted and keep your buyers excited about their purchase.
Please reach out to Glenda, Paul or Alex with Summit Funding Advisors for any questions you might have! We’re happy to help!
