As a real estate professional, you juggle countless details to keep transactions moving. Wouldn’t it be nice to have the key mortgage guidelines in one quick reference?
Introducing the Ultimate Home Loan Cheat Sheet—a single, downloadable PDF designed to help you answer financing questions on the spot and guide buyers with confidence.
What’s Inside
This handy flyer is packed with the critical numbers and rules that can make or break a deal:
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Maximum Seller Credits – Know exactly how much sellers can contribute toward closing costs across different loan types.
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Debt-to-Income (DTI) Ratios – Understand the limits so you can set realistic expectations for your buyers.
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The Flip Rule – Navigate timing requirements for recently renovated or flipped properties.
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Inspection Requirements – Key property conditions that lenders watch for before approving a loan.
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Adding a Non-Occupying Borrower – How to use a co-signer to boost qualifying income.
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Gift Funds – Rules for down-payment gifts from family members.
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Empowered DPA – Details on down-payment assistance programs that can help more clients buy.
Why Agents Love It
Keep this cheat sheet on your phone, tablet, or desk for fast answers when you’re:
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Writing offers that involve seller credits
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Advising first-time buyers on gift funds or DPA programs
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Coordinating with investors flipping homes
Download Your Copy
Get your free PDF now and stay one step ahead in every transaction:
👉 Download the Ultimate Home Loan Cheat Sheet (PDF)
Please reach out to Glenda, Paul or Alex with Summit Funding Advisors for any questions you might have! We’re happy to help!
